The VA home loan programs have been with us for decades enabling servicemen and women to buy into the American dream with help from Uncle Sam. If you have an existing VA home loan and you’ve wished you could refinance that VA home loan just like others with conventional loans have done, taking advantage of a lower interest rate for a lower monthly payment. And could you find use for the money tied up in your homes equity by getting it off the books and into your pocket? Then its time to get an application for the VA Streamline Refinance program filled out and underway.

Brokers are waiting to assist you in applying for the VA streamline refinance to reduce the monthly cost of your VA home mortgage. If you have an existing VA home loan mortgage and you have not had more than one late payment in the last year, you qualify. Plus the VA streamline Refinance program requires no appraisal fees.

You can skip right past the credit check and income verification too! And one of the biggest money eaters in the mortgage game, PMI or Private Mortgage Insurance is just plain old not needed when you have a VA home loan mortgage so add that to the savings. Now is the time to refinance and get as close to the 4.75% VA fixed mortgage rate as you can.